FAQs

In order to provide this service, we must provide qualified equipment to process payments for the discount. The terminal we provide features unique software that permits the Cash Adjustment to take place. Every customer receipt will show a line item for the Cash Adjustment.
We provide free equipment to all merchants.

As big brand stores partner with banks to issue Rewards Cards we continue to see an increase in competition to provide better Reward options. The bottom line is merchants pay for these Reward programs through processing fees. As people continue to use these Rewards cards processing rates and fees rates will continue to rise. We are in no way trying to discourage any consumer from using such a card but merchants must at least understand that the more often Rewards cards are used, the more processing fees they will pay.

There is no contract or cancellation fee.

This is probably the most common question asked. The answer is very simple and not hard to understand. Explain to your customer that this is not a FEE for paying with a credit card, but rather an incentive to pay with CASH. The Non-Cash Adjustment Rate simply covers the increasingly high cost of credit cards, which is waived when you pay with CASH.

The flat rate CASH DISCOUNT program has evolved from The Durbin Amendment. The Durbin Amendment is Section 920 in the Dodd-Frank Wall Street Reform and Consumer Act, which is part of the broader Financial Regulation Reform and Consumer Act passed by the Senate in May 2010.