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What Are Some High-Risk Business Industries?

High-risk business industries are lucrative to credit card processors because of their potential for high returns, but they also come with significant challenges. Examples of high-risk business industries include gambling, adult entertainment, and international shipping. Such industries often face high chargeback rates and stricter regulations from financial institutions. Businesses operating within these high-risk sectors must […]

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What Is a Non-Cash Adjustment?

A non-cash adjustment program is when businesses offer discounts to customers who pay using cash instead of debit or credit cards. Your goods remain the same price, though those paying with cash get a discount. Non-cash adjustments can encourage your customers to pay with cash and take advantage of discounts. Businesses enjoy the perks of […]

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Differences Between Debit Card vs Credit Card Merchant Fees

Debit and credit cards are the most common way for people to pay for a variety of goods and services. The majority of all transactions are made using a credit or debit card. Since card payments are the preferred method, merchants find it best to accept both debit card transactions and credit card transactions to […]

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How To Set Up Credit Card Processing for Small Businesses

Your business could have the most incredible products and services, but if customers can’t choose to pay the way they want, you will ultimately lose business. A total of 76% of American customers prefer to use a credit or debit card when making a purchase and nearly 82% of the adult population owns at least […]

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Cash Discount vs. Surcharge

If you are a business owner, you know that accepting credit card payments is not free. Depending on credit card prices and the size of your business, the transaction fees can be 1.5% to up to 3.50%. Every time a customer buys something from your store using a credit or debit card, the additional fee […]

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Benefits of PCI DSS Compliance

Ever wondered how safe your customers’ credit or debit card information really is when they swipe at your store? Credit card fraud has become an epidemic over the last decade; over $52 billion was lost in 2022 alone, according to a report by Javelin Strategy & Research. A single data breach can potentially cost your […]

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Increase Profitability In Your Veterinary Practice With Cash Discount Program

The first business day of the month has arrived once again, and with it, a steady stream of clients enters through the front door. You are, thankfully, busier than ever, healing their beloved furry friends. But then you notice that thousands of dollars have been deducted from your bank account…again. It’s a familiar but bothersome […]

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How to Offset Credit Card Processing Fees

If you are a business owner and accept credit cards you’re probably leaving hundreds or even thousands of dollars of your money on the table. That may sound like a bold assumption, but it’s true. Many business owners are unaware that there is something they can do about the significant retail payment processing fees they […]

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